Investment Profile Questionnaire
Before you invest, decide what kind of investor you will be. Are you more aggressive and ready to accept the possibility of loss in exchange for the possibility of higher returns? Are you more conservative? Part of figuring that out is determining how long you plan to leave your money in the investment vehicle. If you're planning on investing in a mutual fund, you probably plan to invest for the long term. In an attempt to reduce risk and affect their possibility for returns, some people choose to vary their investments or "diversify." While this strategy does not guarantee any particular returns or guarantee protection against losses, it is one way to vary risk.
Completing the questionnaire below and discussing the results with your PFS Investments Registered Representative can be a valuable step toward evaluating your continued approach to investing. The total score from your responses is a rough indication of how much risk you prefer in your investments from information you have provided. Keep in mind that this profile is intended to give you a start and doesn't cover all the issues that you should consider.
What's your risk tolerance?
In the questions below, select the appropriate statement that best indicates your risk or safety by clicking within the circle with your mouse.
|32-35||Aggressive Growth||This portfolio is appropriate for investors whose primary objective is maximum long-term capital appreciation and who are willing to tolerate more substantial, potentially large price fluctuations. Generating current income is not a goal. Assets in this portfolio are invested entirely (or almost entirely) in equities (stocks).|
|25-31||Growth||This portfolio is appropriate for investors whose primary objective is long-term capital appreciation and who are willing to tolerate potentially large price fluctuations. Generating current income is not a primary goal. Assets in this portfolio are invested primarily (and in some cases entirely) in equities (stocks).|
|18-24||Moderate Growth||This portfolio is appropriate for investors whose primary objective is capital appreciation and to whom current income is of secondary importance. A moderate growth investor is willing to tolerate short-term price fluctuations. The assets in this portfolio are a mix of equities (stocks) and fixed-income securities (bonds), with a higher weighting towards equities (stocks).|
|11-17||Conservative Growth||This portfolio is appropriate for investors who prefer a balanced mix of current income and capital appreciation, and are willing to tolerate some short-term price fluctuations associated with equity (stock) investments. The assets in this portfolio are balanced among equities (stocks) and fixed-income securities (bonds).|
|7-10||Income||This portfolio is appropriate for investors whose primary objective is current income. The majority of assets in this portfolio are allocated to short-term and intermediate-term investments such as fixed-income securities (bonds). A portion of this portfolio is also invested in equities (stocks), which are subject to price fluctuations, as protection against the erosion to purchasing power caused by inflation.|
The Investment Profile Score above is for informational purposes only. To review or update your investment objective on your Legg Mason, Invesco, Amundi Pioneer or American Century account, log into Primerica Shareholder Services.
An investor should consider the investment objectives, risks, fees and expenses of a mutual fund carefully before investing. A prospectus contains this information and other information about the investment offerings. The prospectus contains this and other information. Read and consider the prospectus carefully before investing. Contact a PFSI registered representative for a current prospectus.
Securities are offered by PFS Investments Inc., 1 Primerica Parkway, Duluth, GA 30099-0001